Expenses & Financial Aid

Expenses

The following expenses and fees are effective for the 2021-2022 academic school year. The university reserves the right to increase or otherwise change tuition rates, fees and other charges at any time prior to the beginning of any semester.

Room and Board Per Semester

Full-time students are required to live in the university housing facilities. The housing policy should be consulted for exemptions to this policy. Full meal service will be provided except during scheduled university close-down periods. Refer to the student handbook for specific dates.

• Are married

Room Rates

Please see the Newman University website for up to date information regarding room rates.

Meal Plans

Please see the Newman University website for up to date information regarding meal plan options and pricing.

Tuition Per Semester-Graduate

Education-Related Fees

* For students who fail to pay their tuition in full or who are not signed up with the NBS payment plan.

** Required of any undergraduate student enrolled for 6 or more credit hours on campus OR any student who resides in on-campus housing.

Each student must provide textbooks and supplies required.

Newman University Student Financials Responsibility Statement

Agreement of Student Financial Responsibility

My Responsibility

I acknowledge that enrolling for courses at Newman University constitutes a financial obligation to the University. I understand and agree that I have personal financial responsibility for the payment of all tuition, fees, and other Newman University charges on my student account relating to my enrollment and/or attendance. I understand that, regardless of any expected reliance on any third-party resources, including but not limited to financial aid, family resources, employer reimbursement, government assistance or any other external resources, I remain personally and solely responsible for paying any and all outstanding balances.

Student Age

I understand and agree that if I am younger than the applicable age of majority when I execute this agreement that the educational services provided by Newman University are a necessity, and I am contractually obligated pursuant to the “doctrine of necessaries.”

Bills

After I enroll, I understand that my bill will be made available online and I will be sent notification of its availability to my University (@newmanu.edu) e-mail address. If I do not receive an e-mail notification, I agree that I am still responsible for the required payment and it is my responsibility to log into JetStream to view and pay any and all charges by the due date. The current published tuition and fees schedules are available on the Newman University website as well as it is listed in this course catalog. Tuition and fees charges are subject to change every semester.

Third-Party Sponsors or Financial Aid

If I expect third party sources or financial aid to pay all or part of my financial obligation to the University, I understand that it is my responsibility to meet all requirements of grantors, lenders, employers, and other third parties on a timely basis to ensure disbursement of financial aid or sponsorships to my student account. I understand that if my financial aid or sponsorship is reduced or cancelled for any reason, I remain responsible for any outstanding balance and for reimbursing to the University any amounts that I am not eligible to receive. I also agree that Newman University may discuss my account with any third party sponsors.

Payment Due Date

Tuition balance due dates are listed in the Schedule of Courses for each semester and online on the Tuition and Fees page. Students who enroll after said due dates will have 30 days to pay their balance.

Payment Plans

Newman University is pleased to offer a monthly payment plan to enable students to more easily afford their educational expenses. The payment plan provides students with a low cost option for payment of tuition and other educational expenses. It is not a loan program; therefore, there is no debt, there are no interest or finance charges assessed and there is no credit check.

The plan provides students with flexibility in meeting their financial obligations to Newman University. With early registration and enrollment in the plan, students have the opportunity to eliminate down payment and instead make monthly payments over a semester. Detailed information about the plan is available online as well as in the Student Accounts Office.

Late Fees

I understand Newman will assess a $160 late payment fee for the first month each term for any unpaid tuition and fee balances and 1.5% monthly interest if I fail to pay in full or set up a payment plan by the due date.

Tuition Adjustment and Withdrawals

Upon withdrawing from the University, after the drop period, I may be eligible for a refund. The amount of refund due is subject to the official withdrawal date. I understand that the refund schedule is applied to tuition and room and board charges only. Fees and other charges are non-refundable when a student withdraws from a class. I understand that not attending class does not consititute an official withdrawal. A student who leaves the University without an official withdrawal or who is suspended or dismissed from the University is not entitled to a refund except as required by federal regulations. I understand that it is my responsibility to withdraw from the University within the appropriate deadlines for any semester in order to avoid financial obligation.

I understand that a refund may only be available if a student completely withdraws from Newman University. There is no refund given for an individual course withdrawal.

Information on dropping or withdrawing can be found in the online schedule of courses information.

Refunds

Students with credit balances, after the posting of all charges and financial aid, are entitled to a refund. Refunds are mailed to the student at the current address on file. Refunds are issued only after verification of enrollment. Refunds are mailed out within two weeks of the date that the credit is applied to the student’s account.

Students with credit balances may choose to leave all or any part of their credit balance on their account. Students must notify Student Accounts in writing of this decision.

Any credit balance $1.00 or less will not be refunded.

2021-2022 refund Schedule:

For 16 week sessions:

Prior to and including the 5th day of the term 100% Refund

After 5th day up to an including the 10th day of the term 90% Refund

After 10th day up to and including the 20th day of the term 75% Refund

After 20th day up to and including the 30th day of the term 50% Refund

After 30th day of the term no refund will be given

For 8 week sessions and less (including continuous terms):

Prior to and including the 5th day of the term 100% Refund

After 5th day up to and including the 10th day of the term 50% Refund

After 10th day of the term no refund will be given

Placement of Financial Holds

I understand Newman University will place a Financial Hold on my student record if I fail to pay all charges assessed to my student account by the due date. I also understand this Financial Hold will prevent the release of my academic transcripts and diploma and will prevent me from enrolling in future semesters until the debt has been paid in full.

Billing Disputes

I understand that if I believe a charge on my bill is incorrect, it is my responsibility to contact the department or office that has assessed the charge.

Collection Activity on Past Due Accounts

I understand that if my account becomes delinquent, Newman University reserves the right to pursue legal action against me, to transfer my delinquent account to a collection agency/third party service and/or report any delinquency to credit bureau(s). In addition to my outstanding balance, I agree to pay the University’s costs and fees, including attorneys’ fees and the fees of third party servicers/collection agencies, incurred in any litigation or collection activity resulting from my failure to pay.

Bankruptcy

I acknowledge that the enrollment action constitutes a financial obligation between me and the University and all proceeds of this agreement will be used for educational purposes and constitute an educational loan pursuant to 11 U.S.C. §523(a) (8). I understand and agree educational and related fees that are charged to my student account are non-dischargeable in bankruptcy absent an undue hardship determination will remain due after the bankruptcy is discharged, pursuant to United States Bankruptcy Code, 11U.S.C. §523(a) (8).

Appeals

I understand that there is not an appeals process for outstanding balances.

Business and Communication

I authorize Newman University and its agents, representatives, attorneys, and contractors (including collection agencies) to contact me at the current or any future mobile phone number, home phone number and email address I provide to Newman University, including by way of automated telephone dialing equipment, or artificial or prerecorded voice or text messages, for purposes of University business, including collecting any portion of my student financial obligation which is due or past due.

Policy for Federal Financial Aid Recipients Who Withdraw from Newman University

Complete Withdrawal/Drop from all classes

If you completely withdraw/drop from all of your classes, both you and Newman University (NU) may be required to repay some or all of the federal financial aid you have received for the semester. If you withdraw/drop, the Financial Aid Office is required by federal law to determine whether your NU refund should repay a portion or all of the financial aid that you received. If you completely withdraw/drop prior to the start of your courses or never attend any of your classes, all federal financial aid - including loans - will be returned to the federal aid programs.

After you withdraw/drop, if NU is required to return more money than is available from any tuition refund, you will be required to pay that difference to the Student Accounts Office.

What would happen if I failed to repay this aid?

If you fail to repay your portion of the Federal Direct Unsubsidized Loan or the Federal Teacher Education Assistance for College and Higher Education Grant, (TEACH) within 45 days, you will lose your eligibility to receive future federal and state aid. You will be reported to the Department of Education (ED) as an overpayment.

Partial Withdrawal

Withdrawing/Dropping courses within the term may require you to repay all or part of the federal aid you received. If you are considering dropping a class, it is important to visit with the Financial Aid Office before dropping to determine the impact on your financial aid.

Official Withdrawal/Drop

The student notifies the institution (usually the Registrar’s Office) of their intent to withdraw and completes the withdrawal process. The student’s withdrawal date is the date the student notifies NU of his/her withdrawal. The Financial Aid Office will use the withdrawal date to determine if financial aid needs to be adjusted. In the case of a student withdrawing completely from NU, the withdrawal date is determined by the date the student notifies the Registrar’s Office.

Unofficial Withdrawals

For students who do not begin the official withdrawal process or receive all F’s for a term, the withdrawal date will be the term midpoint (50%) or last date it was determined the student attended an “academically-related activity” whichever is latest. Academically related activities include:

• Physically attending a class where there is an opportunity for direct interaction between the instructor and students;
• Submitting an academic assignment;
• Taking an exam, an interactive tutorial, or computer-assisted instruction;
• Attending a study group that is assigned by the institution;
• Participating in an online discussion about academic matters; or
• Initiating contact with a faculty member to ask a question about the academic subject studied in the course.

NU is required to determine the withdrawal date for withdrawal within 30 working days of the end of the period of enrollment, the academic year, or the program - whichever is earliest. The date of withdrawal is used in determining how much aid a student has earned.

Reducing Enrollment Levels

The Financial Aid Office monitors enrollment levels (number of credit hours taken) each term. If you drop courses and fall below the minimum credit hour requirements, you may be required to repay all or part of the aid you received. Any pending disbursement of your Federal Direct Unsubsidized loan(s) and/or Grad PLUS loan(s) may be cancelled if you withdraw or drop below half-time enrollment.

Additionally, the grace period on your Federal Direct Unsubsidized loans will begin once you withdraw or drop below half-time enrollment (three credit hours). Federal Unsubsidized loan borrowers have a six-month grace period before payments are required. If you withdraw or drop below half-time enrollment, and you have a Federal Unsubsidized, or GRAD PLUS loan, you should contact your loan servicer.

Future Financial Aid Eligibility/Scholarships (SATISFACTORY ACADEMIC PROGRESS)

Dropping any number of credit hours or withdrawing completely can affect your future eligibility for financial aid because you may not meet Satisfactory Academic Progress (SAP) standards. If students drop below the required hours they will be put on warning the following semester. If students do not meet standards during this “warning” semester, they will become ineligible to receive the institutional scholarship. Students may file an appeal through the Financial Aid Appeals Committee. Please refer to the SAP policy in the catalog or visit the Financial Aid Office for more information.

Return of Federal Financial Aid Funds for Title IV Recipients

The Financial Aid Office at NU is required by the Department of Education (ED) to recalculate federal* financial aid eligibility for students who withdraw, drop out, or are dismissed prior to completing 60% of the semester. This is the required federal refund policy and does not take into account NU’s institutional refund policy. The return of funds for Title IV recipients is a federally mandated calculation, which calculates the portion of federal loans and grants the student was entitled to earn by comparing the total number of calendar days in the term to the number of days completed before the student officially or unofficially withdrew.

If NU is required to return more money than is available from any tuition refund, then the student will show unpaid tuition and will be asked to pay that difference to the Student Accounts Office. Students may be required to repay funds directly to the ED, if repayment is not received within 45 days. The Financial Aid Office may collect funds on behalf of the ED within the first 45 days of withdrawal.

Recalculation will be based on the percentage of earned aid using the following formula:

The amount of Title IV financial aid that a student earns is determined by multiplying the percentage of the payment period completed by the total amount of Title IV aid disbursed or that could have been disbursed. The percentage completed is determined by the total days in that semester.

Days attended in the semester / Days in the semester = Percentage completed total

If the percentage completed exceeds 60% or less, federal regulations state that the percentage earned is the same as the percentage completed. Compare the amount of financial aid earned and the amount already disbursed to the student to determine the amount of financial aid that is unearned. If the amount earned is less than the amount disbursed, Title IV financial aid must be returned.

Refund Distribution - Prescribed by Federal Law and Regulation

The refund is applied to the programs in the order they are listed:

1. Federal Direct Unsubsidized Loan
2. Federal Direct Graduate PLUS Loan
3. Federal Teacher Education Assistance for College and Higher Education Grant (TEACH)
4. Other Title IV Aid Programs

*Federal financial aid consists of Federal Teacher Education Assistance for College and Higher Education Grant (TEACH), Direct Unsubsidized Loan, and Graduate PLUS Loans.

Financial Aid

Awarding Policy

The Financial Aid Office at Newman University assists academically capable and qualified students who might otherwise be unable to obtain an education at the university. The Financial Aid Office provides aid to all eligible students without regard to race, color, creed, sex, handicap, and national or ethnic origin.

To be considered for financial aid, applicants must (1) complete admission procedures, (2) submit the Free Application for Federal Student Aid, (3) submit any supplemental forms and (4) enroll in an eligible program and be degree-seeking. A student’s financial aid is based on full-time enrollment unless otherwise noted on the award letter.

Student aid funds are made available only for purposes directly related to obtaining an education at Newman University, including tuition and fees, books and supplies, room and board, transportation and modest personal expenses. Classes being taken must be going toward an eligible academic program.

Should a student receiving federal funds find it necessary to withdraw from courses at Newman, the appropriate federal program must be refunded per the federal refund policy.

Satisfactory Academic Progress Requirements

U.S. Department of Education regulations require that Newman University establish Satisfactory Academic Progress standards for federal and state financial aid recipients. Students receiving Federal TEACH Grant, Federal Work Study, any Federal Direct Loan Programs, and/ or other federal or state aid must meet the following standards to ensure that only those students demonstrating Satisfactory Academic Progress towards the completion of their educational programs continue to receive financial aid.

The standards of Satisfactory Academic Progress measure a student’s performance in three areas: Qualitative Evaluation (cumulative grade point average), Quantitative Evaluation (cumulative completion rate), and Maximum Time Frame. Satisfactory Academic Progress will be measured at the end of every semester. Notification of failure to maintain Satisfactory Academic Progress will be mailed to the student’s permanent address after the grades are posted.

QUALITATIVE EVALUATION (Cumulative GPA):

The Financial Aid Office evaluates grade point average as the measure of Qualitative Satisfactory Academic Progress (SAP) assessed by the Registrar’s Office. Evaluation of SAP occurs after each semester (fall, spring, or summer). A student who is a recipient of Federal Title IV program funds during the semester will be evaluated. If the student meets GPA standards used by the Registrar, they are considered to meet Financial Aid SAP for the Qualitative Evaluation component.

QUANTITATIVE EVALUATION (Completion Rate/PACE):

The Financial Aid Office evaluates the Quantitative Satisfactory Academic Progress (SAP) by reviewing the cumulative rate of credit hours successfully completed as a percentage of total hours attempted. A student receiving Federal Title IV program funds must be progressing toward a degree or certificate. Transfer credit hours that apply to any degree or certificate at Newman University will be counted in the evaluation formula. Students must complete a minimum of 67% of the cumulative credit hours attempted. The Financial Aid Office considers remedial or developmental credits in the calculation. Grades that qualify toward successful cumulative completion are A, B, C, D, and P. Grades that do not qualify are F, WD, and IN. A grade of IN, once the course is completed, will then be considered in evaluation of progress.

MAXIMUM TIMEFRAME: Federal regulations limit a student’s eligibility for federal financial aid to no more than 150% of the published length of the educational program. All attempted, withdrawn, and/or transferred credits that apply to a student’s program count toward this maximum time limit. If a student changes majors or degrees, the student may request that the timeframe be reevaluated for the new program.

Examples of maximum timeframe:

Transfer Hours: All transfer students applying for financial aid must meet the minimum standards described above. Financial aid will be held until transcripts from all schools attended by the student have been received and reviewed. It is required by federal regulations that all periods of enrollment be reviewed whether or not aid was previously received.

Financial Aid Warning: At the conclusion of each semester (including summer), all students receiving Title IV aid will be evaluated to determine whether or not they are maintaining Satisfactory Academic Progress (SAP). If the student is failing to meet SAP standards, the student will be placed on Financial Aid Warning for the following semester (for which the student is enrolled). Warning status will not prevent the student from receiving financial aid. If the student meets the minimum SAP standards during the warning period, the warning is then resolved with no further action. Students who are placed on Financial Aid Warning will receive written notification from the Financial Aid Office of their status.

Financial Aid Suspension: If at the end of the warning period the student again fails to meet the minimum SAP standards, the student will be placed on Financial Aid Suspension and cannot receive the assistance of federal or state financial aid. Students placed on Financial Aid Suspension (with the exception of those placed on Financial Aid Suspension for maximum timeframe) may have their aid reinstated when all Satisfactory Academic Progress deficiencies have been met. A request of reinstatement will need to be made in writing. Students who are placed on Financial Aid Suspension will receive written notification from the Financial Aid Office of their status.

Appeal Process & Probation Status: Students who are suspended from financial aid may submit an appeal of the suspension if there are extenuating circumstances affecting the student’s performance. Extenuating circumstances include (but are not limited to) illness, severe injury, or death in the family.

Appeal forms are available in the Financial Aid Office and are also included with the notification of Financial Aid Suspension. Appeals must be submitted a minimum of two weeks prior to the next term of enrollment or by the deadline specified in the notification. Appeals received after that date may not be considered.

Incomplete appeals will not be considered. Appeals must include the appeal request form, a signed, typed personal statement, a current mailing address, and a complete unofficial transcript printed from Jetstream. If appealing due to Maximum Timeframe Suspension, a Degree Plan will be required. The Degree Plan must be completed with the assistance of and signature of the student’s advisor. The Degree Plan will be in addition to the items listed above.

Appeals will be reviewed by the Financial Aid Appeals Committee. If an appeal is approved and the student will be able to meet SAP standards by the end of the next enrollment period, the student will be placed on Financial Aid Probation. Students who are attending on Financial Aid Probation must successfully meet the minimum SAP standards by the end of the probation period to ensure continuation of financial aid eligibility.

The Financial Aid Office has the option based on professional judgment, to require a student placed on Warning or Probation to complete an Individual Academic Plan. The Individual Academic Plan will ensure the student is moving toward SAP in a specified timeframe. This may include one or more of the following: referral to support services, a reduced course load, scheduled counseling sessions, or adjustments to financial assistance. Students are expected to follow their Individual Academic Plan.

Appeal decisions will be e-mailed to the student following the Financial Aid Appeals Committee meeting. Aid will be based on available funding at the time of reinstatement.

All decisions of the Financial Aid Appeals Committee are FINAL. In the case of Financial Aid Suspension due to Maximum Time Frame, aid eligibility cannot be reinstated by student performance if the student’s appeal is denied by the committee.

Financial Aid Warning, Probation, and Suspension are separate from Academic Probation and Suspension, which are monitored by the Registrar’s Office.

Student Employment

Part-time jobs are available on campus and off campus through both the Federal Work-Study Program and the Newman University Employment Program. Students are also assisted in locating off campus jobs through Student Services.

Student Loans

Federal Direct Unsubsidized Loans, and Federal Direct Graduate PLUS Loans are available and are not need based. A separate credit check is required for all Federal Direct PLUS loans. To be eligible for loans graduate students must be enrolled in 3 credit hours per term.

FEDERAL TEACHER EDUCATION ASSISTANCE FOR COLLEGE AND HIGHER EDUCATION (TEACH) GRANT-Provides up to $4,000 a year in grant assistance to students who are completing or who plan to complete course work needed to begin a career in teaching. In exchange for the grant, students must sign an Agreement to Serve as a full-time teacher at certain low-income schools and within certain high-need fields for at least four academic years within eight years after completing (or ceasing enrollment in) the course of study for which the candidate received a grant. If the grant recipient fails or refuses to carry out his or her teaching obligation, the amounts of the Federal TEACH Grants received will be converted to Federal Unsubsidized Direct Loan and must be repaid with interest that would have accrued since time of disbursement.

Recipients must have a cumulative GPA of 3.25 and must be accepted into an eligible program at Newman University. (ESOL Curriculum and Instruction and Reading Specialist Curriculum and Instruction.) Due to Sequestration, any Federal TEACH Grant first disbursed on or after Oct. 1, 2019 could receive a maximum award of $3,764.

KANSAS TEACHER SERVICE SCHOLARSHIP -The program requires applicants to meet eligibility requirements, to submit a separate scholarship application and supporting documents appropriate to each program and to complete the FAFSA.

Other External Scholarships

Students often have access to scholarships provided by a place of employment, churches, service clubs, other organizations, and foundations. All applicants are encouraged to explore such possibilities.

Free scholarship search engines on the Internet include: www.fastweb.com and www.finaid.org.